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Hourly to Annual Salary Calculator

Convert hourly wage to annual salary

Annual Salary

$52,000

Monthly Net

$3,647

Bi-Weekly Net

$1,683

Tax Rate

15.8%

$/hour

Net Annual: $43,766

Effective tax rate: 15.8% • 2,080 hrs/yr

Monthly Gross

$4,333

Bi-Weekly Gross

$2,000

Monthly Net

$3,647

Bi-Weekly Net

$1,683

Income Breakdown

Gross Annual$52,000
Federal Tax$4,256
FICA (SS + Medicare)$3,978
Net Take-Home$43,766

Pay Period Breakdown

Daily (8 hrs)$200.00
Weekly$1,000
Bi-Weekly$2,000
Monthly$4,333
Annual (Gross)$52,000

Frequently Asked Questions

Q

How do I convert hourly wage to annual salary?

Annual salary = Hourly rate × Hours/week × 52 weeks. Full-time (40 hrs): Hourly × 2,080 = Annual. Example: $25/hr × 2,080 = $52,000/year. Part-time: Adjust hours accordingly.

  • Formula: Hourly × Hours/week × 52 = Annual
  • Full-time: 40 hours × 52 weeks = 2,080 hours/year
  • Quick estimate: Hourly × 2 = thousands (roughly)
  • Example: $25/hr ≈ $50,000/year (actually $52,000)
Hourly RateWeekly (40 hrs)MonthlyAnnual
$15/hr$600$2,600$31,200
$20/hr$800$3,467$41,600
$25/hr$1,000$4,333$52,000
$30/hr$1,200$5,200$62,400
$40/hr$1,600$6,933$83,200
$50/hr$2,000$8,667$104,000
Q

How do I convert annual salary to hourly rate?

Hourly = Annual salary ÷ 2,080 hours. Example: $60,000 ÷ 2,080 = $28.85/hr. Quick estimate: Divide salary by 2,000 for easy math. $60,000 ÷ 2,000 = $30/hr (close enough for comparison).

  • Formula: Annual ÷ 2,080 = Hourly
  • Quick estimate: Annual ÷ 2,000 (easier math)
  • 2,080 = 40 hours × 52 weeks
  • Salaried employees: Actual hours may vary
Annual SalaryHourly RateWeekly (40 hrs)Bi-weekly
$35,000$16.83$673$1,346
$50,000$24.04$962$1,923
$75,000$36.06$1,442$2,885
$100,000$48.08$1,923$3,846
Q

What is a living wage in the US?

Living wage varies by location. Low cost areas: $15-20/hr ($31K-42K). Average areas: $20-25/hr ($42K-52K). High cost (NYC, SF): $30-40/hr ($62K-83K). Minimum wage ($7.25 federal) is NOT a living wage anywhere.

  • MIT Living Wage Calculator: livingwage.mit.edu
  • Includes: Housing, food, transport, healthcare, taxes
  • Family of 4 needs roughly 2× single person wage
  • Federal minimum ($7.25) = $15,080/year
Area TypeLiving Wage (Single)Annual SalaryExamples
Low cost$15-18/hr$31K-37KRural areas, small towns
Average cost$18-25/hr$37K-52KMost suburbs, mid-size cities
High cost$25-35/hr$52K-73KMajor metros
Very high cost$35-50/hr$73K-104KNYC, SF, Boston
Q

Should I use 52 weeks or 50 weeks in calculations?

52 weeks = Gross salary (what employer pays). 50 weeks = Actual working time (2 weeks vacation/sick). When comparing jobs, use 52 weeks. For budgeting time, use actual working weeks.

  • 52 weeks: Standard for salary comparisons
  • 50 weeks: After 2 weeks PTO
  • 48 weeks: After 4 weeks PTO (generous)
  • Hourly workers: May not get paid vacation
  • Salaried: Vacation is paid, use 52 weeks
Q

How much does overtime pay?

Federal law: 1.5× regular rate for hours over 40/week. $20/hr = $30/hr overtime. Some states require OT after 8 hours/day. Salaried exempt employees may not qualify for overtime.

  • Federal: 1.5× after 40 hours/week
  • California: 1.5× after 8 hours/day, 2× after 12
  • Exempt employees: No OT (salary + specific duties)
  • Holidays: No federal requirement for extra pay
Regular RateOT Rate (1.5×)10 hrs OT ExtraWeekly (40 + 10 OT)
$15/hr$22.50$225$825
$20/hr$30$300$1,100
$25/hr$37.50$375$1,375
$30/hr$45$450$1,650
Q

How do I calculate take-home pay from hourly wage?

Gross pay - taxes = take-home. Expect 20-30% reduction for taxes (federal, state, FICA). $25/hr gross ≈ $18-20/hr take-home. Use our take-home pay calculator for accurate estimates.

  • FICA: 7.65% (Social Security + Medicare)
  • Federal: 10-37% based on bracket
  • State: 0-13% (9 states have no income tax)
  • No state tax: TX, FL, WA, NV, TN, WY, SD, AK, NH
Gross HourlyGross AnnualApprox Take-HomeTax Rate (~)
$15/hr$31,200$26,50015%
$20/hr$41,600$33,30020%
$25/hr$52,000$40,50022%
$35/hr$72,800$54,60025%

Example Calculations

1Full-Time Worker at $25/hr

Inputs

Hourly Rate$25.00
Hours per Week40
Weeks per Year52

Result

Annual Salary$52,000
Monthly Pay$4,333
Bi-Weekly Pay$2,000
Weekly Pay$1,000
Daily Rate$200.00
Total Hours/Year2,080

Annual = $25 x 40 x 52 = $52,000. Monthly = $52,000 / 12 = $4,333. Bi-Weekly = $52,000 / 26 = $2,000. Weekly = $25 x 40 = $1,000. Daily = $25 x (40/5) = $200.

2Part-Time Worker at $35/hr (50 weeks)

Inputs

Hourly Rate$35.00
Hours per Week40
Weeks per Year50

Result

Annual Salary$70,000
Monthly Pay$5,833
Bi-Weekly Pay$2,692
Weekly Pay$1,400
Daily Rate$280.00
Total Hours/Year2,000

Annual = $35 x 40 x 50 = $70,000. Monthly = $70,000 / 12 = $5,833. Bi-Weekly = $70,000 / 26 = $2,692. Weekly = $35 x 40 = $1,400. Daily = $35 x 8 = $280.

Formulas Used

Annual Salary

Annual Salary = Hourly Rate x Hours per Week x Weeks per Year

Calculates gross annual salary from hourly wage and work schedule.

Where:

Hourly Rate= Your pay rate per hour (e.g. $25)
Hours per Week= Number of hours worked each week (e.g. 40)
Weeks per Year= Number of weeks worked per year (e.g. 52)

Monthly Pay

Monthly Pay = Annual Salary / 12

Divides the annual salary evenly across 12 months.

Where:

Annual Salary= Total yearly earnings before taxes

Bi-Weekly Pay

Bi-Weekly Pay = Annual Salary / 26

Divides the annual salary into 26 bi-weekly pay periods.

Where:

Annual Salary= Total yearly earnings before taxes

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Last Updated: Feb 12, 2026

This calculator is provided for informational and educational purposes only. Results are estimates and should not be considered professional financial, medical, legal, or other advice. Always consult a qualified professional before making important decisions. UseCalcPro is not responsible for any actions taken based on calculator results.

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