Finance Calculators
Calculate loans, mortgages, investments and more
68 calculators in this category
Mortgage Calculator
Figure out your monthly mortgage payment with principal, interest, taxes, and insurance included. See total cost and amortization schedule side by side.
Investment Calculator
Plug in your starting balance, monthly contributions, and expected return to project investment growth over 5, 10, 20, or 30 years with compound interest.
Savings Calculator
Set a savings goal, enter your monthly deposit and interest rate, and see exactly how long it takes to reach your target with a month-by-month breakdown.
Retirement Calculator
Enter your age, savings, and monthly contributions to see if you are on track for retirement. Includes 4% rule projections and Social Security estimates.
Discount Calculator
Type in the original price and discount percentage to see your sale price, total savings, and cost per item when buying multiples. Handles stacked discounts.
Currency Converter
Convert between 150+ world currencies using live exchange rates. See the mid-market rate, bank markup comparison, and inverse rate for any currency pair.
Tip Calculator
Calculate tip amount and split bills between multiple people. Determine per-person totals for restaurants, bars, and services with custom tip percentages.
Compound Interest Calculator
Calculate compound interest on investments and savings. See how your money grows over time with regular contributions and different compounding frequencies.
Sales Tax Calculator
Calculate sales tax on your purchases or extract tax from a total price. Includes all US state tax rates and supports tax-inclusive pricing calculations.
Paycheck Calculator
Enter your salary, filing status, and state to see your take-home pay after federal tax, state tax, Social Security, and Medicare deductions per paycheck.
Hourly to Salary Calculator
Convert your hourly wage to an annual salary or break down a yearly salary into an hourly rate. Accounts for hours per week, weeks per year, and overtime.
Income Tax Calculator
Enter your income and deductions to see your federal and state tax breakdown. Shows marginal vs effective rate and after-tax income for 2024 brackets.
Budget Calculator
List your income and expenses to see where your money goes each month. Shows savings rate, category breakdown, and how you compare to the 50/30/20 rule.
Debt Payoff Calculator
Calculate how long it will take to pay off your debt. See total interest paid and payoff date based on your balance, interest rate, and monthly payment.
Credit Score Calculator
Estimate your credit score based on payment history, utilization, credit age, and inquiries. See which factors help or hurt your score and how to improve it.
Savings Goal Calculator
Calculate how long it will take to reach your savings goal or how much you need to save monthly. Plan for major purchases, emergencies, or retirement.
ROI Calculator
Enter your initial cost and final value to see total ROI and annualized return. Compare investment performance across stocks, real estate, and bonds easily.
Stock Return Calculator
Plug in your buy price, sell price, shares, and dividends to see total return, annualized return, and profit from any stock or ETF investment instantly.
Bond Yield Calculator
Enter face value, purchase price, coupon rate, and maturity to see current yield and yield to maturity. Compare bond returns side by side at a glance.
401(k) Calculator
Enter your salary, contribution rate, and employer match to project your 401(k) balance at retirement. Shows growth breakdown by contributions vs returns.
Present Value Calculator
Find out what a future sum of money is worth today. Enter the future value, discount rate, and time period to get the present value and discount amount.
Personal Loan Calculator
Enter your loan amount, interest rate, and term to see monthly payments and total interest for a personal loan. Includes amortization schedule breakdown.
Student Loan Calculator
Calculate student loan payments, total interest, and payoff date. Plan your student loan repayment with grace period and different repayment terms. Compare.
Credit Card Calculator
Enter your balance, APR, and monthly payment to see how long it takes to pay off your credit card and how much total interest you will pay over its life.
Debt Consolidation Calculator
Calculate your savings from consolidating multiple debts into one loan. Compare current payments vs consolidated loan payments and total interest savings.
Mortgage Refinance Calculator
Compare your current mortgage to a refinanced loan side by side. See monthly savings, break-even point, and total interest saved after all closing costs.
Overtime Calculator
Enter your hourly rate, total hours worked, and overtime multiplier to see regular pay, overtime pay, and total weekly earnings with a full breakdown.
Profit Margin Calculator
Enter your revenue and costs to see profit margin, markup percentage, and net profit. Includes margin-to-markup conversion and industry benchmark comparisons.
FHA Loan Calculator
Calculate FHA loan payments including MIP (mortgage insurance premium). Estimate monthly payments, down payment, and total costs for FHA mortgages. Compare.
VA Loan Calculator
Calculate VA loan payments with no down payment and no PMI. Estimate monthly payments, funding fee, and total costs for veterans and military. Compare options.
Take Home Pay Calculator
Enter your salary, state, filing status, and 401(k) contributions to see net pay after federal, state, Social Security, and Medicare taxes are withheld.
W2 Tax Calculator
Estimate your 2026 tax refund from W-2 box values. All 50 state progressive brackets, EITC, child tax credits, $40,400 SALT cap, and itemized deductions.
1099 Tax Calculator
Enter your 1099 income and business expenses to estimate quarterly tax payments, self-employment tax, and take-home pay with federal and state breakdowns.
Self-Employment Tax Calculator
Enter your net self-employment earnings to see your Social Security and Medicare tax breakdown, deductible half, effective rate, and monthly tax amount.
Capital Gains Tax Calculator
Enter your purchase price, sale price, and holding period to calculate capital gains tax. Shows long-term vs short-term rates, NIIT, and net profit after tax.
Estate Tax Calculator
Enter your estate value, debts, and filing status to see federal estate tax owed after the $13.61M exemption. Shows net amount passed to heirs after deductions.
HELOC Calculator
Enter your home value and mortgage balance to see how much HELOC you qualify for. Shows draw period and repayment payments plus total interest over the life.
Closing Cost Calculator
Enter your home price, down payment, and loan type to estimate closing costs. See lender fees, title fees, government fees, and prepaid items broken out.
Rent Affordability Calculator
Enter your income, debts, and savings goal to find out how much rent you can afford. Uses the 30% rule with adjustments for your debt-to-income ratio.
Bi-Weekly Mortgage Calculator
See how much interest you save by switching to bi-weekly mortgage payments. Compare payoff timelines and total interest between monthly and bi-weekly plans.
Freelance Rate Calculator
Enter your target salary, expenses, taxes, and billable hours to find the hourly rate you need to charge. Shows minimum, recommended, and premium rate tiers.
Break-Even Calculator
Enter your fixed costs, price per unit, and variable cost to find how many units you need to sell to break even. Shows contribution margin and profit.
Hourly to Annual Salary Calculator
Type in your hourly wage and work schedule to see your annual salary, monthly pay, and bi-weekly paycheck. Adjusts for overtime, vacation, and part-time hours.
Markup Calculator
Enter your cost and markup percentage to find the selling price, profit, and equivalent margin. Includes markup-to-margin conversion and industry benchmarks.
Contractor vs Employee Calculator
Compare 1099 contractor vs W-2 employee take-home pay side by side. Factors in self-employment tax, benefits value, PTO, and total cost to the employer.
Home Equity Calculator
Enter your home value and mortgage balance to see your equity, LTV ratio, and how much you can borrow at 80%, 85%, or 90% combined loan-to-value limits.
Property Tax Calculator
Enter your home value and state to estimate annual and monthly property taxes. Compares effective rates across all 50 states with assessment adjustments.
Debt-to-Income Ratio Calculator
Calculate your DTI ratio to assess mortgage qualification. See front-end and back-end ratios, compare to lender limits, and get tips to improve your DTI.
Emergency Fund Calculator
Enter your monthly expenses and savings rate to find your emergency fund target. Shows how many months you can cover now and how long to reach 3-6 months.
Solar Panel Calculator
Calculate solar panel system size, costs, savings, and ROI with our free 25-year projection tool. Includes payback period, LCOE, and financing comparison.
Inflation Calculator — Adjust Prices
Enter a dollar amount and two years to see how inflation changed its value. Shows purchasing power loss, total inflation rate, and adjusted dollars over time.
Net Worth Calculator — Track Your Wealth
List your assets and liabilities to calculate your net worth and debt-to-asset ratio. See where you stand compared to median net worth benchmarks by age.
Tax Refund Calculator
Enter your income, filing status, withholdings, and credits to estimate your federal tax refund or amount owed. Shows effective rate and detailed tax breakdown.
Valentine's Day Budget Calculator
Plan your Valentine's Day spending with our free budget calculator. Get cost breakdowns for gifts, dinner, flowers, and more based on real spending data.
Back to School Calculator
Calculate back to school costs by grade level. Budget for supplies, clothing, electronics, and more. Plan your back to school shopping with real spending data.
Summer Vacation Budget Calculator
Plan your summer trip by entering travel, lodging, food, and activity costs. See your total vacation budget per person and per day for any type of getaway.
Holiday Gift Budget Calculator
Plan your holiday gift budget with our free calculator. Track spending by recipient, set limits, and account for hidden costs like shipping and wrapping.
Trump Tariff Calculator 2026 — Your Cost
Calculate how much Trump tariffs cost your household in 2026. Enter your real monthly spending to see your personal annual tariff cost breakdown by category.
No-Buy Challenge Calculator 2026 — Savings
Calculate how much you'll save with a no-buy or low-buy challenge in 2026. Enter your actual discretionary spending to see your total savings potential.
Egg Price Calculator 2026 — Cost Check
Calculate how much the 2026 egg price surge really costs your family weekly and yearly. With eggs at $5.90/dozen, see your extra annual spending impact.
Game Day Party Calculator 2026 — Budget
Plan your Super Bowl or game day party budget. Calculate food, drinks, and decoration costs per guest. Average party costs $175 — see how yours compares.
Tax Reform Calculator 2026 — OBBBA vs TCJA
Calculate your 2026 tax savings under the OBBBA tax reform. Compare your tax bill to what it would be if TCJA had expired — most families save $1,500-4,000.
Student Loan Calculator 2026 — New Limits
Calculate your federal student loan limits under the 2026 rules. Grad PLUS loans end July 2026 — see your max borrowing, funding gap and monthly payments.
Cost of Living Calculator 2026 — Compare
Compare cost of living between 50 US cities. See equivalent salary needed, housing, food, transport and healthcare differences. Updated for 2026 inflation.
FIRE Calculator — Retire Early Planner
Calculate your FIRE number and years to financial independence. Plan early retirement with savings rate analysis, investment growth, and safe withdrawal rate.
Rent vs Buy Calculator — Rent or Buy?
Compare the true cost of renting vs buying a home. Calculate your break-even point, equity growth, and total costs over time to make the right housing decision.
Subscription Calculator — Monthly Costs
Track and calculate the true total cost of all your subscriptions. See monthly, yearly, and decade costs for Netflix, Spotify, streaming services, and more.
Universal Loan Calculator — Any Loan Type, One Tool
Calculate payments for any loan type: personal, auto, student, mortgage, or business. Compare terms, see amortization, and find your ideal repayment plan.