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Universal Loan Calculator
Calculate any type of loan with full amortization schedule, extra payment scenarios, biweekly options, and payment comparison. Supports mortgage, auto, personal, student, and business loans.
4.9
Calculation Parameters
Enter data for calculation
50000 $
1000 $1000000 $
6.5%
0.5%30%
30 yrs
6 mos30 yrs
10000%
0%50%
0 $
0 $1000 $
0.5 % of loan
0.1 % of loan2 % of loan
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Frequently Asked Questions
Answers to common questions about this calculator
Annuity payments are equal every month, making budgeting easier. Differentiated payments decrease over time - higher initially but lower total interest.
For mortgages, 20% avoids PMI. For auto loans, 10-20% is recommended. Higher down payments mean lower monthly payments and less interest.
Choose shorter loan terms, make extra principal payments, refinance when rates drop, or opt for differentiated payments.
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