Financefinance, insurance
Digital Carriers for a BOP Under $1M Revenue: 2026 Cost & Carrier Guide
Digital Carriers for a BOP Under $1M Revenue: 2026 Cost & Carrier Guide Digital insurance carriers like Next, biBERK, Hiscox, and Thimble write a Business Owners Policy (BOP) for most small businesses under $1 million in revenue for about $40 to $125 a month — roughly $500 to $1,500 a year — and bind it online in under 15 minutes. A low-risk operation such as a solo consultant, a small e-commerce shop, or a three-person boutique usually lands near $42 to $92 a month; add employees, a storefront, or a higher-claim industry and you climb toward the $125-a-month end. Price your exact number with our free Small Business Insurance Quote Calculator(/finance/small-business-insurance-quote-calculator) before you request a single quote. Consider a side consulting LLC set up in 2023, where brokers kept quoting insurance as a $1,500 line item. Running the same coverage — $1M/$2M general liability plus $15,000 of equipment property —...