business-insurance

Compare BOP Insurance Quotes by Industry: 2026 Cost Averages

Compare BOP Insurance Quotes by Industry: 2026 Cost Averages A Business Owner's Policy (BOP) bundles general liability and commercial property coverage into one policy, and in 2026 it runs a median of about $83 per month (roughly $1,000/year) for a typical small business per Insureon — though MoneyGeek's broader sample puts the mean closer to $1,767/year — and the price swings from about $25/month for a drone photographer to $1,346/month for a pressure-washing contractor. Industry classification, not size or revenue, is the single biggest reason two businesses get wildly different quotes. To compare BOP insurance quotes by industry against real 2026 averages, run your details through the Small Business Insurance Quote Calculator(/finance/small-business-insurance-quote-calculator) before you call a single broker. The most expensive mistake in comparing commercial coverage for small businesses is accepting the first quote. On one retail boutique account, the spread between the cheapest and most expensive carrier on identical...